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Doctor Loans-Medical Industry Loans

JTB Associates offers specialized lending to doctors, and medical related industries. We have dedicated Medical Financing Specialists that will come out to your office, and show you cost effectives ways to start, acquire or expand your practice.

Most lenders due to lack of practice finance experience, are often reluctant to provide financing for practice start ups, and usually will not adjust their terms to meet your needs. We recognize that start up practices may have low initial cash flow, and offers you the option to make no payments at the beginning.. with graduated payment options for up to 36 additional months. That three years to get up and running.. with help from our Medical Financial Specialists. It’s rare to find someone who takes the time to sit down with you, ask the right questions, and come up with financing specifically designed to help you succeed.

Medical Related - Medicare-Medicaid Related

• Financing collateralized by Medicare-Medicaid receivables and contracts;
• Financing collateralized by medical contracts;
• Contracts can be public or private sector.

Doctor Loan Summary

• Aquisition financing up to $5,000.000
• Practice Start-up Financing
• Unsecured lines, App Only up to $400,000
• Practice Debt Consolidation
• Endorsed by 40 state dental associations (including the ISDS)
• Endoresed nationally by AGD
• Practice Debt Consolidation

Buying a building? Refinancing Up to $5,000,000

• Customized loan amounts up to 100% financing for your practice, plus additional working capital
• Most lenders require a down payment, we dont. In addition to first mortgages, we also provide flexible working capital
• 12 month interest only options that let you make lower payments while you adjust to practice ownership
• No life or disability assingments on loanse below $500,000
• No Personal Collateral - We will not take a lien on your home
• Longer terms than anyone else—up to 15 years to keep payments affordable.
• Fixed and variable rate terms to meet needs
• Early payoff options that give you the ultimate flexibility and control.

Practice Start-up Financing

• Comprehensive financing from everything from architectural and design fees to renovations and construction to equipment and cabinetry
• 100% financing for equipment, cabinetry and other project expenses including tenant improvements
• Up 12 month rate lock, through project build out phase
• Demographic Site Analysis to help you select ideal location.

Application Only Programs- Practice Debt Consolidation

• up to $400,000 no financials needed, app only
• Finance up to 85% of your practice equity
• Principal reduction and early pay off


• When your equipment breaks down or becomes obsolete, you may need to replace it QUICKLY..
• Just fill out our Express App within 24 hours you’ll receive a decision on your loan.
• Upon approval you will have your funds in three days up to $200,000.
• No application or closing costs

The most aggressive and cost effective doctor financing there is!!

Call us for a customized solution

To learn more about JTB Associates, to speak to client references or to understand our unique approach, please contact us.


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JTB Associates LLC CPA is an Illinois based certified public accounting and business consulting firm. JTB Associates CPAs provides core accounting services, like payroll, and funding solutions, such as leasing, raising business capital, unsecured lines of credit, merchant loans, merchant advances, and vendor financing programs. Our services transcend accounting to building, raising, obtaining working and expansion capital for start up and established businesses. JTB is nationwide, local area is Illinois communities like Serving the Chicago metropolitan area Northbrook,Grayslake,Wheaton,Naperville,Skokie,Oak Brook,Springfield,West Chicago,Rolling Meadows,Oakbrook Terrace,Crystal Lake,Wilmette,Highland Park,Gurnee,Libertyville,Elgin,Elkgrove Village, Elmhurst . JTB Associates, LLC is a Certified Public Accounting Firm and Business Consulting Firm based in Chicago, Illinois.